We are happy to offer you the option to finance your purchase with Desjardins Accord D financing. Please note that all our financing options offer a grace period of 3 months. If you pay in a single instalment within this period, you will not pay any interest.
Available Financing Options
How Does it Work?
1. It's simple, you can add your items to the shopping cart and proceed to checkout. At the payment step, you may choose to pay in a single instalment by credit cart or again in 12, 24 or 36 equal instalments at an interest rate of 13.5%.
2. The amount of the monthly payments will then be calculated and you can follow the instructions to complete your transaction.
3. Finally, a member of our team will call you within the next business hour (please check our business hours for more details). The payment will be confirmed and completed with you in only a few minutes by phone.
|I already have a Visa Desjardins Accord D card
||I don't have a card and I want to apply
|Keep your card in hand, we will complete the transaction by phone in less than 5 min.
||Have a piece of ID in hand, we will complete the fast application by phone in less than 10 min.
If the amount of your purchase exceeds the available limit on your card, you can request an increase directly with the Fédération des caisses Desjardins du Québec at the following number: 1 800 363-3380.
You can also make payments on the capital at any time and without penalties. You will then benefit from a decrease in the number of payments.
*Terms and conditions for the financing program and important information on credit terms and conditions. Subject to credit approval and signing a variable credit contract with the Fédération des caisses Desjardins du Québec. There are no membership or renewal fees to pay when signing this contract. The equal monthly payments program is subject to an annual interest rate of 13.5% and interest is calculated from the date of purchase to the date the account has been paid in full. The equal monthly payments are determined by dividing the financed amount, plus annual interest charged at 13.5% for the entire promotional period, by the number of months indicated in the promotion. The first monthly instalment of the amount financed will appear on the account statement following your purchase. At latest by the due date indicated on the statement of account covering an invoicing period, you will be required to make a single payment covering the monthly instalment(s) payable for the period covered by the statement of account, plus, if applicable, all other amounts included in the minimum payment due for the Accord D card, as per the contract. If the required minimum payment is not made by the due date, interest will be calculated at the rate of 19.9% annually on all outstanding amounts until the outstanding amounts have been paid in full. If you default on any payment due, the Fédération des Caisses Desjardins du Québec may, subject to the Consumer Protection Act, demand the immediate payment of all sums due, whether or not they are immediately due and payable. You may reimburse what you owe, in part or in full, before term, including accrued interest, without penalty. Refer to the variable credit contract of the Fédération des Caisses Desjardins du Québec available by request at email@example.com.